Meet Lenco

All-in-one finance

built for
Tech start

All-in-one finance

built for
Tech star

Your smart business account is backed by

Max Trust

We host your account with a CBN licensed bank.

Max Security

Bank grade security with two factor authentication on your account for added security.

Max Safety

Your money is insured by NDIC with our partner bank.

We are Free.

  • Free transfer with Lenco cash back
  • No maintenance fee
  • No minimum balance
  • No hidden fees
  • Free SMS and In-app notifications
learnmoreLearn more

Trusted by 6,000+ businesses of all sizes


Get started with Lenco


Sign up in a few minutes


Tell us about your business


Verify your business and
personal identity
Verify your business and personal identity


Your account is ready!
Get started
Your account is ready! Get started

A banking experience businesses love

Take your business with you anywhere you go

Handle everything from making and approving payments, to checking balances, seeing your business performance and lots more.

Frequently asked questions

Lenco is a digital only bank that issues easy to open and free to operate current bank accounts for Startups and SMEs without any hassle.

SMEs, startups, sole traders, and freelancers can open a business account with Lenco.

We have 3 account types: Starter, Pro and Prime account.

Starter accounts was built for sole traders and freelancers without a registered business.

While Pro and Prime account are for registered business owners.

Each business is eligible to have one account. You can create multiple sub-accounts to manage the different needs of your business. If you own multiple businesses, you can add a new business directly from your dashboard. This will enable you to manage all you businesses from a single dashboard by switching which business you want to manage per time.

Opening and operating a Lenco account is free! No transfer fees (you get cashback), No account maintenance fee, No minimum balance and more.