Meet Lenco

All-in-one finance

built for
Tech start

All-in-one finance

built for
Tech star

Bank accounts | Payments | Expense management
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Your smart business account is backed by

Max Trust

We host your account with a CBN licensed bank.

Max Security

Bank grade security with two factor authentication on your account for added security.

Max Safety

Your money is insured by NDIC with our partner bank.

Lenco is not a bank. We are better!

Built for Startups, Sole traders, SMEs, and Freelancers.

Business current account

Real bank accounts for fast growing businesses. These account accept all forms of deposits.

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Physical and virtual cards

Issue cards for your team to better track spending and manage your business. All our cards come with custom card management and access control.

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Invoicing

Create, send and manage invoices, automate payment reminders, automatic invoice reconciliation reports. Attach invoices to payments and much more.

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Expense management

Experience the power of automated reconciliation with transaction categorization, recipient grouping and post transaction comments.

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Payroll

Paying employees couldn’t be better. Set up payroll in minutes, get reminders before due date, add bonus or make reimbursements and process payroll. Employees receive their pay slip automatically.

Coming soon

Bill Payment

Your business airtime and utility bill in one place. Built for your team in mind.

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Payouts

Make up to 5,000 payments instantly with no effort. Upload a file to make bulk payouts from the dashboard or integrate our API to automate instant payouts.

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We are Free.

  • Free transfer with Lenco cash back
  • No maintenance fee
  • No minimum balance
  • No hidden fees
  • Free SMS and In-app notifications
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Trusted by 6,000+ businesses of all sizes

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Get started with Lenco

01

Sign up in a few minutes

02

Tell us about your business

03

Verify your business and
personal identityVerify your business and personal identity

04

Your account is ready!
Get startedYour account is ready! Get started

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A banking experience businesses love

Solomon Ezoguan

Bitmessa Technologies

The user interface is intuitive and straightforward. The customer support offers a white-glove service with real humans that are quick to reach, creating a feeling like they are a part of your office. Lenco also offers free running costs and cashback on all monthly expenses.

Take your business with you anywhere you go

Handle everything from making and approving payments, to checking balances, seeing your business performance and lots more.

Frequently asked questions

Need to Speak to us?

+234 809 427 8928

+234 809 427 8928

[email protected]

Lenco is a digital only bank that issues easy to open and free to operate current bank accounts for Startups and SMEs without any hassle.

SMEs, startups, sole traders, and freelancers can open a business account with Lenco.

We have 3 account types: Starter, Pro and Prime account.

Starter accounts was built for sole traders and freelancers without a registered business.

While Pro and Prime account are for registered business owners.

Each business is eligible to have one account. You can create multiple sub-accounts to manage the different needs of your business. If you own multiple businesses, you can add a new business directly from your dashboard. This will enable you to manage all you businesses from a single dashboard by switching which business you want to manage per time.

Opening and operating a Lenco account is free! No transfer fees (you get cashback), No account maintenance fee, No minimum balance and more.

Banking services provided by ProvidusBank Plc

Open a business bank
account for FREE

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