Overdraft that supercharge
your business growth


Best terms for your Business


Opt-in to see overdraft


Overdraft is available to you based on your business credit score


As you grow your revenue so does your overdraft

Instant Financing

You get instant access to draw from your overdraft when your opt in request is approved. We understand your capital needs and will give you the funds to meet them.

We support all business sizes

We provide up to N200m in growth capital to startups and SMEs of all sizes.

Flexible repayment

We schedule your replayment to fit your expected revenues. We ensure your business never suffers while repaying.

Frequently asked questions

Lenco is a digital only bank that issues easy to open and free to operate current bank accounts for Startups and SMEs without any hassle.

SMEs, startups, sole traders, and freelancers can open a business account with Lenco.

We have 3 account types: Starter, Pro and Prime account.

Starter accounts was built for sole traders and freelancers without a registered business.

While Pro and Prime account are for registered business owners.

Each business is eligible to have one account. You can create multiple sub-accounts to manage the different needs of your business. If you own multiple businesses, you can add a new business directly from your dashboard. This will enable you to manage all you businesses from a single dashboard by switching which business you want to manage per time.

Opening and operating a Lenco account is free! No transfer fees (you get cashback), No account maintenance fee, No minimum balance and more.

Get started with Lenco


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Tell us about your business


Verify your business and
personal identity
Verify your business and personal identity


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Get started
Your account is ready! Get started